@font-face{font-family:Newsreader;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/7088c2b12ccac062-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:Newsreader;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/665e920483964785-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Newsreader;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/5611c55482296524-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Newsreader;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/7088c2b12ccac062-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:Newsreader;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/665e920483964785-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Newsreader;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/5611c55482296524-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Newsreader;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/7088c2b12ccac062-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:Newsreader;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/665e920483964785-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Newsreader;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/5611c55482296524-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Newsreader Fallback;src:local("Times New Roman");ascent-override:69.68%;descent-override:25.12%;line-gap-override:0.00%;size-adjust:105.48%}.__className_ea512a{font-family:Newsreader,Newsreader Fallback;font-style:normal}.__variable_ea512a{--font-newsreader:"Newsreader","Newsreader Fallback"}@font-face{font-family:Schibsted Grotesk;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/56069e83bb5b2425-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Schibsted Grotesk;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/91601dd83defba07-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Schibsted Grotesk;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/56069e83bb5b2425-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Schibsted Grotesk;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/91601dd83defba07-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Schibsted Grotesk;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/56069e83bb5b2425-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Schibsted Grotesk;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/91601dd83defba07-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Schibsted Grotesk Fallback;src:local("Arial");ascent-override:93.46%;descent-override:24.67%;line-gap-override:0.00%;size-adjust:104.49%}.__className_0ddbdc{font-family:Schibsted Grotesk,Schibsted Grotesk Fallback;font-style:normal}.__variable_0ddbdc{--font-schibsted:"Schibsted Grotesk","Schibsted Grotesk Fallback"}:root{--color-ink-900:#0f1a22;--color-ink-800:#16242e;--color-ink-700:#24343f;--color-navy-900:#0f2837;--color-navy-800:#143349;--color-navy-700:#1b415c;--color-navy-600:#2a5674;--color-navy-200:#c7d6e0;--color-navy-100:#dfe9ef;--color-navy-50:#edf3f6;--color-gray-700:#414e58;--color-gray-500:#64717a;--color-gray-400:#8b959c;--color-gray-300:#b9c0c4;--color-gray-200:#d8dbdb;--color-gray-100:#e8e8e4;--color-paper:#f5f3ef;--color-paper-deep:#ece9e2;--color-white:#ffffff;--color-brass-700:#7e5f33;--color-brass-600:#93713f;--color-brass-500:#a9854e;--color-brass-300:#cbb183;--color-brass-200:#e2d3b8;--color-brass-100:#f0e9db;--color-green-700:#2c5e46;--color-green-100:#e3eee7;--color-amber-700:#8a5b1d;--color-amber-100:#f4ead7;--color-red-700:#973730;--color-red-100:#f5e3e0;--surface-page:var(--color-paper);--surface-card:var(--color-white);--surface-sunken:var(--color-paper-deep);--surface-inverse:var(--color-navy-900);--surface-inverse-deep:var(--color-ink-900);--text-heading:var(--color-ink-900);--text-body:var(--color-ink-800);--text-secondary:var(--color-gray-700);--text-muted:var(--color-gray-500);--text-accent:var(--color-brass-700);--text-inverse:#f7f5f0;--text-inverse-muted:rgba(247,245,240,0.62);--border-subtle:#e6e3db;--border-default:#d5d2c9;--border-strong:#9aa3a9;--border-inverse:rgba(247,245,240,0.18);--interactive-primary:var(--color-navy-800);--interactive-primary-hover:var(--color-navy-900);--interactive-primary-active:#0c2130;--link:var(--color-navy-700);--link-hover:var(--color-navy-900);--focus-ring:var(--color-navy-600);--overlay:rgba(15,26,34,0.52);--font-display:var(--font-newsreader),Georgia,"Times New Roman",serif;--font-sans:var(--font-schibsted),"Helvetica Neue",Helvetica,Arial,sans-serif;--tracking-tight:-0.015em;--tracking-caps:0.12em;--radius-sm:2px;--radius-md:4px;--radius-lg:8px;--shadow-1:0 1px 2px rgba(15,26,34,0.05);--shadow-2:0 6px 16px -4px rgba(15,26,34,0.1);--shadow-3:0 24px 48px -12px rgba(15,26,34,0.22);--ease-standard:cubic-bezier(0.2,0.6,0.2,1);--duration-fast:120ms;--duration-base:200ms;--duration-slow:320ms;--maxw:1200px;--maxw-prose:720px;--ink:var(--color-ink-900);--ink-soft:var(--text-secondary);--paper:var(--color-paper);--card:var(--surface-card);--line:var(--border-subtle);--navy:var(--color-navy-800);--navy-deep:var(--color-navy-900);--gold:var(--color-brass-300);--gold-ink:var(--color-brass-700);--gold-soft:var(--color-brass-100);--green:var(--color-green-700);--radius:var(--radius-md);--font-serif:var(--font-display)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font-sans);color:var(--text-body);background:var(--surface-page);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}h1,h2,h3{font-family:var(--font-display);font-weight:500;line-height:1.15;letter-spacing:var(--tracking-tight);color:var(--text-heading);text-wrap:pretty;-webkit-hyphens:auto;hyphens:auto}.faq summary,.prose,h1,h2,h3{overflow-wrap:break-word}h1{font-size:clamp(2.1rem,4.6vw,3.3rem)}h2{font-size:clamp(1.5rem,2.7vw,2.25rem)}h3{font-size:1.3rem}p{text-wrap:pretty}a{color:var(--link);text-underline-offset:3px;text-decoration-thickness:1px;-webkit-text-decoration-color:rgba(27,65,92,.35);text-decoration-color:rgba(27,65,92,.35);transition:color var(--duration-fast) var(--ease-standard)}a:hover{color:var(--link-hover);-webkit-text-decoration-color:currentColor;text-decoration-color:currentColor}::selection{background:var(--color-brass-200);color:var(--color-ink-900)}img{max-width:100%}:focus-visible{outline:2px solid var(--focus-ring);outline-offset:2px}.calc-result :focus-visible,.cta-band :focus-visible,.cta-full :focus-visible,.hero-photo :focus-visible,.site-footer :focus-visible{outline-color:var(--color-brass-300)}.eyebrow{font-family:var(--font-display);font-size:.72rem;font-weight:500;letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--text-accent);margin-bottom:14px}.skip-link{position:absolute;left:12px;top:-60px;z-index:100;background:var(--surface-card);color:var(--text-body);border:1px solid var(--border-default);padding:11px 20px;border-radius:0 0 var(--radius-md) var(--radius-md);font-weight:500;text-decoration:none;transition:top .15s ease}.skip-link:focus{top:0;color:var(--text-body)}.container{max-width:var(--maxw);margin:0 auto;padding:0 32px}@media (max-width:560px){.container{padding:0 20px}}.prose-width{max-width:var(--maxw-prose)}.site-header{background:var(--surface-page);position:-webkit-sticky;position:sticky;top:0;z-index:50;border-bottom:1px solid var(--border-subtle)}.site-header .container{display:flex;align-items:center;justify-content:space-between;gap:32px;height:64px}.brand{display:inline-flex;align-items:center;min-height:44px;text-decoration:none}.brand img{height:26px;width:auto;display:block}.site-nav{display:flex;gap:26px;align-items:center}.site-nav a{color:var(--text-secondary);text-decoration:none;font-size:.94rem;padding:20px 2px;transition:color var(--duration-fast) var(--ease-standard)}.site-nav a:hover{color:var(--color-ink-900)}.site-nav a.nav-cta{background:var(--interactive-primary);color:var(--text-inverse);padding:0 18px;height:36px;display:inline-flex;align-items:center;border-radius:var(--radius-sm);font-weight:500;transition:background var(--duration-fast) var(--ease-standard)}.site-nav a.nav-cta:hover{background:var(--interactive-primary-hover);color:var(--text-inverse)}.nav-toggle{display:none;align-items:center;gap:9px;background:transparent;border:1px solid var(--border-default);color:var(--text-body);font:inherit;font-size:.92rem;font-weight:500;padding:8px 15px;border-radius:var(--radius-sm);cursor:pointer}.nav-toggle:hover{border-color:var(--border-strong)}.nav-toggle-bars{display:inline-flex;flex-direction:column;gap:3px}.nav-toggle-bars span{display:block;width:17px;height:1.5px;background:currentColor}.mobile-nav{display:none;background:var(--surface-page);border-top:1px solid var(--border-subtle)}.mobile-nav ul{list-style:none;padding:8px 32px 22px}.mobile-nav li{border-bottom:1px solid var(--border-subtle)}.mobile-nav li:last-child{border-bottom:none;padding-top:16px}.mobile-nav a{display:block;padding:15px 0;color:var(--text-body);text-decoration:none;font-size:1.02rem}.mobile-nav a:hover{color:var(--link-hover)}.mobile-nav a.mobile-cta{text-align:center;background:var(--interactive-primary);color:var(--text-inverse);padding:13px 26px;border-radius:var(--radius-sm)}.mobile-nav a.mobile-cta:hover{background:var(--interactive-primary-hover);color:var(--text-inverse)}@media (max-width:900px){.site-nav{display:none}.nav-toggle{display:inline-flex}.mobile-nav.is-open{display:block}}.site-nav a[aria-current=page]{color:var(--color-ink-900);box-shadow:inset 0 -2px 0 var(--color-brass-500)}.mobile-nav a[aria-current=page]{color:var(--link);font-weight:500}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:after,:before{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}@media (prefers-reduced-motion:no-preference){[data-reveal]{opacity:0;transform:translateY(8px);transition:opacity var(--duration-slow) var(--ease-standard),transform var(--duration-slow) var(--ease-standard)}[data-reveal].in-view{opacity:1;transform:none}}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:0 24px;height:48px;border-radius:var(--radius-sm);font-family:var(--font-sans);font-weight:500;text-decoration:none;font-size:1rem;letter-spacing:.01em;border:1px solid transparent;cursor:pointer;white-space:nowrap;transition:background var(--duration-fast) var(--ease-standard),border-color var(--duration-fast) var(--ease-standard),color var(--duration-fast) var(--ease-standard)}.btn-gold,.btn-navy,.btn-primary{background:var(--interactive-primary);color:var(--text-inverse)}.btn-gold:hover,.btn-navy:hover,.btn-primary:hover{background:var(--interactive-primary-hover);color:var(--text-inverse)}.btn-gold:active,.btn-navy:active,.btn-primary:active{background:var(--interactive-primary-active)}.btn-inverse,.calc-result .btn-gold,.cta-band .btn-gold,.cta-full .btn-gold,.hero-photo .btn-gold{background:var(--color-white);color:var(--color-ink-900)}.btn-inverse:hover,.calc-result .btn-gold:hover,.cta-band .btn-gold:hover,.cta-full .btn-gold:hover,.hero-photo .btn-gold:hover{background:var(--color-paper);color:var(--color-ink-900)}.btn-secondary{border-color:var(--border-default);color:var(--color-ink-900);background:transparent}.btn-secondary:hover{border-color:var(--border-strong);background:rgba(15,26,34,.05);color:var(--color-ink-900)}.btn-outline{border-color:var(--border-default);color:var(--color-ink-900)}.btn-outline:hover{border-color:var(--border-strong);background:rgba(15,26,34,.05);color:var(--color-ink-900)}.calc-result .btn-outline,.cta-band .btn-outline,.cta-full .btn-outline,.hero-photo .btn-outline{border-color:rgba(245,243,239,.4);color:var(--text-inverse)}.calc-result .btn-outline:hover,.cta-band .btn-outline:hover,.cta-full .btn-outline:hover,.hero-photo .btn-outline:hover{border-color:rgba(245,243,239,.75);background:rgba(245,243,239,.08);color:var(--text-inverse)}.hero-photo{padding:96px 0 80px;color:var(--text-inverse);background-image:linear-gradient(90deg,rgba(15,26,34,.92),rgba(15,26,34,.78) 55%,rgba(20,51,73,.55)),url(/hero.jpg);background-size:cover;background-position:center 30%}@media (max-width:700px){.hero-photo{padding:64px 0 56px;background-image:linear-gradient(180deg,rgba(15,26,34,.92),rgba(15,26,34,.82)),url(/hero-mobil.jpg)}}.hero-photo .eyebrow{color:var(--color-brass-300);margin-bottom:16px}.hero-photo h1{color:var(--text-inverse);max-width:20ch;font-size:clamp(2.2rem,4.8vw,3.4rem);line-height:1.08}.hero-photo p.lead{margin:22px 0 0;max-width:56ch;font-size:1.1rem;line-height:1.6;color:rgba(245,243,239,.88)}.hero-photo .cta-row{margin-top:32px;display:flex;gap:14px;flex-wrap:wrap}.hero-grid{display:grid;grid-template-columns:7fr 5fr;grid-gap:64px;gap:64px;align-items:center}@media (max-width:900px){.hero-grid{grid-template-columns:1fr;gap:40px}}.hero-trust{list-style:none;display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:28px;font-size:.84rem;color:rgba(245,243,239,.82)}.hero-trust li{display:inline-flex;align-items:center;gap:8px}.hero-trust svg{color:var(--color-brass-300);flex:none}.hero-card{background:var(--surface-card);border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:32px;color:var(--text-body)}.hero-card-title{font-family:var(--font-display);font-size:.72rem;font-weight:500;letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--text-accent);margin-bottom:16px}.hero-card dl>div{padding:15px 0;border-bottom:1px solid var(--border-subtle)}.hero-card dl>div:first-child{padding-top:0}.hero-card dl>div:last-child{border-bottom:none}.hero-card dt{font-family:var(--font-display);font-size:1.9rem;font-weight:500;color:var(--text-heading);line-height:1.1}.hero-card dd{color:var(--text-secondary);font-size:.88rem;margin-top:4px;line-height:1.55}.hero-card-link{display:inline-flex;align-items:center;min-height:44px;margin-top:4px;color:var(--link);text-decoration:none;font-weight:500;font-size:.94rem;border-top:1px solid var(--border-subtle);width:100%;padding-top:6px}.hero-card-link:hover{color:var(--link-hover)}.section{padding:88px 0}.section-alt{background:var(--surface-card);border-bottom:1px solid var(--border-subtle)}.section+.section,.section-alt{border-top:1px solid var(--border-subtle)}.section h2.section-title{margin-bottom:12px}.section p.section-sub{color:var(--text-secondary);max-width:640px;margin-bottom:44px}@media (max-width:700px){.section{padding:64px 0}}.split-57{grid-template-columns:5fr 7fr;grid-gap:24px 64px}.split-48,.split-57{display:grid;gap:24px 64px;align-items:start}.split-48{grid-template-columns:4fr 8fr;grid-gap:24px 64px}@media (max-width:900px){.split-48,.split-57{grid-template-columns:1fr}}.split-lede{color:var(--text-secondary);max-width:44ch;margin-top:16px;line-height:1.65}.path-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));grid-gap:24px 0;gap:24px 0}.path-card{display:flex;flex-direction:column;gap:0;padding:8px 28px 16px;border-left:1px solid var(--border-default);text-decoration:none;color:inherit;transition:background var(--duration-base) var(--ease-standard)}.path-card:hover{background:var(--surface-sunken);color:inherit}.path-kicker{font-family:var(--font-display);font-size:.72rem;text-transform:uppercase;letter-spacing:var(--tracking-caps);font-weight:500;color:var(--text-accent)}.path-card h3{margin-top:12px;font-size:1.35rem}.path-card p{color:var(--text-secondary);font-size:.9rem;margin-top:8px;line-height:1.6}.path-card .card-more{margin-top:auto;padding-top:14px;font-weight:500;font-size:.94rem;color:var(--link)}.steps-v{display:flex;flex-direction:column}.steps-v>li{list-style:none;display:flex;gap:20px;padding:20px 0;border-top:1px solid var(--border-default)}.steps-v .sv-num{font-family:var(--font-display);font-size:.85rem;font-weight:500;color:var(--text-accent);padding-top:5px;width:28px;flex:none}.steps-v h3{font-size:1.25rem}.steps-v p{margin-top:6px;font-size:.9rem;line-height:1.55;color:var(--text-secondary);max-width:48ch}.steps{counter-reset:step;display:grid;grid-gap:0;gap:0;max-width:760px}.step{display:grid;grid-template-columns:44px 1fr;grid-gap:18px;gap:18px;padding:20px 0;border-top:1px solid var(--border-default)}.step .num{counter-increment:step;font-family:var(--font-display);font-size:.85rem;font-weight:500;color:var(--text-accent);padding-top:5px}.step .num:before{content:counter(step,decimal-leading-zero)}.step h3{margin-bottom:4px;font-size:1.15rem}.step p{color:var(--text-secondary);font-size:.95rem}.timeline{list-style:none;counter-reset:tl;max-width:820px}.timeline li{display:grid;grid-template-columns:44px 1fr;grid-gap:20px;gap:20px;padding:20px 0;border-top:1px solid var(--border-default)}.tl-num{font-family:var(--font-display);font-size:.95rem;font-weight:500;color:var(--text-accent);padding-top:4px;width:44px}.timeline h3{font-size:1.15rem;margin-bottom:3px}.timeline p{color:var(--text-secondary);font-size:.95rem}.guide-dir-row{display:grid;grid-template-columns:4fr 8fr;grid-gap:24px 64px;gap:24px 64px;border-top:1px solid var(--border-default);padding:36px 0 44px}@media (max-width:900px){.guide-dir-row{grid-template-columns:1fr;padding:28px 0 32px}}.guide-dir-row h3{font-size:1.35rem}.guide-dir-row .gd-desc{margin-top:10px;font-size:.9rem;line-height:1.6;color:var(--text-secondary);max-width:36ch}.guide-row{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px 12px;border-bottom:1px solid var(--border-subtle);text-decoration:none;color:inherit;transition:background var(--duration-base) var(--ease-standard)}.guide-row:hover{background:var(--surface-sunken);color:inherit}.guide-row strong{display:block;font-weight:500;font-size:1rem;color:var(--text-heading)}.guide-row span.gr-desc{display:block;margin-top:4px;font-size:.88rem;line-height:1.6;color:var(--text-secondary);max-width:72ch}.guide-arrow{flex:none;display:inline-flex;color:var(--text-muted);transition:transform var(--duration-base) var(--ease-standard),color var(--duration-base) var(--ease-standard)}.guide-row:hover .guide-arrow{transform:translate(3px,-3px);color:var(--link)}.guide-group{margin-bottom:44px}.guide-group-head{border-top:1px solid var(--border-default);padding-top:18px;margin-bottom:14px;display:flex;flex-wrap:wrap;align-items:baseline;gap:6px 16px}.guide-group-head h3{font-size:1.35rem}.guide-group-head p{color:var(--text-secondary);font-size:.92rem}.guide-list{list-style:none;display:grid;grid-template-columns:repeat(auto-fill,minmax(min(280px,100%),1fr));grid-gap:4px 24px;gap:4px 24px}.guide-list a{display:block;padding:13px 12px;text-decoration:none;color:inherit;border-bottom:1px solid var(--border-subtle);transition:background var(--duration-base) var(--ease-standard)}.guide-list a:hover{background:var(--surface-sunken);color:inherit}.guide-list strong{display:block;font-weight:500;margin-bottom:2px;color:var(--text-heading)}.guide-list a:hover strong{color:var(--link-hover)}.guide-list span{display:block;color:var(--text-secondary);font-size:.88rem;line-height:1.45}.guide-search{max-width:560px;margin-bottom:40px}.guide-search label{font-weight:500;font-size:.9rem;display:block;margin-bottom:8px}.guide-search input{font-size:1rem}.guide-search .form-note{margin-top:8px}.mall-dl{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin:8px 0 28px}.mall-filinfo{color:var(--text-secondary);font-size:.88rem}.ort-links{list-style:none;display:grid;grid-template-columns:repeat(auto-fill,minmax(160px,1fr));grid-gap:0 40px;gap:0 40px}.ort-links a{display:block;padding:12px 0;border-bottom:1px solid var(--border-subtle);text-decoration:none;font-size:.94rem;color:var(--text-body)}.ort-links a:hover{color:var(--link-hover)}.facts-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));grid-gap:28px 0;gap:28px 0}.fact{border-left:1px solid var(--border-default);padding:4px 28px}.fact-n{font-family:var(--font-display);font-size:1.85rem;font-weight:500;line-height:1.1;color:var(--text-heading)}.fact-t{color:var(--text-secondary);font-size:.84rem;margin-top:6px;max-width:26ch;line-height:1.5}.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(300px,100%),1fr));grid-gap:20px;gap:20px}.card{background:var(--surface-card);border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:26px;display:flex;flex-direction:column;gap:10px;transition:border-color var(--duration-fast) var(--ease-standard),box-shadow var(--duration-base) var(--ease-standard)}.card:hover{border-color:var(--border-strong);box-shadow:var(--shadow-2)}.card a.card-link{color:inherit}.card a.card-link,.card h3 a{text-decoration:none}.card h3 a:hover{color:var(--link-hover)}.card p{color:var(--text-secondary);font-size:.95rem}.card .card-more{display:inline-flex;align-items:center;min-height:44px;margin-top:auto;font-weight:500;font-size:.9rem;color:var(--link);text-decoration:none}.card .card-more:hover{color:var(--link-hover)}.crumbs{display:flex;flex-wrap:wrap;gap:9px;font-size:.85rem;margin-bottom:16px;color:var(--text-muted)}.crumbs a{color:var(--link);text-decoration:none}.crumbs a:hover{color:var(--link-hover);text-decoration:underline}.crumbs [aria-current=page]{color:var(--text-secondary)}.meta-line{margin-top:18px;font-family:var(--font-display);font-size:.82rem;color:var(--text-muted)}.article-header{padding:56px 0 0}.article-header .kicker{font-family:var(--font-display);font-size:.72rem;text-transform:uppercase;letter-spacing:var(--tracking-caps);font-weight:500;color:var(--text-accent);margin-bottom:14px}.article-header h1{max-width:24ch}.article-header p.intro{max-width:700px;margin-top:18px;font-size:1.15rem;line-height:1.6;color:var(--text-secondary)}.article-header .container:after{content:"";display:block;border-top:1px solid var(--border-default);margin-top:32px}.article-body{padding:40px 0}.article-body .prose{max-width:var(--maxw-prose)}.prose{font-size:1.03rem;line-height:1.7}.prose h2{margin:44px 0 14px;font-size:1.75rem}h1[id],h2[id],h3[id]{scroll-margin-top:84px}.prose h2:first-child{margin-top:0}.prose p{margin:0 0 18px}.prose ol,.prose ul{margin:0 0 18px 22px}.prose li{margin-bottom:8px}.prose table{border-collapse:collapse;width:100%;margin:0 0 18px;font-size:.93rem;line-height:1.5}.prose td,.prose th{border:1px solid var(--border-default);padding:10px 12px;text-align:left}.prose th{font-weight:500}.prose th,.toc{background:var(--surface-sunken)}.toc{border-radius:var(--radius-md);padding:22px 26px;margin-bottom:40px;max-width:var(--maxw-prose)}.toc strong{font-family:var(--font-display);font-size:.72rem;text-transform:uppercase;letter-spacing:var(--tracking-caps);font-weight:500;color:var(--text-accent)}.toc ol{margin:12px 0 0 20px}.toc li{margin-bottom:2px;font-size:.94rem}.toc a{display:inline-block;padding:4px 0}.faq{max-width:var(--maxw-prose)}.faq h2{margin:44px 0 18px}.faq details{border-top:1px solid var(--border-default);margin:0}.faq details:last-child{border-bottom:1px solid var(--border-default)}.faq summary{cursor:pointer;font-weight:500;font-size:1rem;color:var(--color-ink-900);padding:18px 44px 18px 2px;list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:8px;top:50%;transform:translateY(-50%);font-family:var(--font-display);font-size:1.35rem;font-weight:400;color:var(--text-muted)}.faq details[open] summary:after{content:"–"}.faq details p{padding:0 2px 20px;color:var(--text-secondary);max-width:64ch;line-height:1.65}.cta-full{background:var(--surface-inverse);padding:88px 0}.cta-full .container{display:flex;align-items:center;justify-content:space-between;gap:48px;flex-wrap:wrap}.cta-full h2{color:var(--text-inverse);max-width:22ch}.cta-full p{color:var(--text-inverse-muted);max-width:58ch;margin-top:16px;line-height:1.65}.cta-band{background:var(--surface-inverse);border-radius:var(--radius-md);padding:44px 40px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px;margin:56px 0 24px}.cta-band,.cta-band h2{color:var(--text-inverse)}.cta-band h2,.cta-band p{max-width:520px}.cta-band p{color:var(--text-inverse-muted);margin-top:8px}@media (max-width:720px){.cta-band{padding:32px 24px}}.form-card{background:var(--surface-card);border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:34px;max-width:620px}.form-grid{display:grid;grid-gap:18px;gap:18px}.form-row-2{display:grid;grid-template-columns:1fr 1fr;grid-gap:18px;gap:18px}@media (max-width:560px){.form-row-2{grid-template-columns:1fr}}label{font-weight:500;font-size:.9rem;display:block;margin-bottom:6px}input,select,textarea{width:100%;padding:11px 14px;border:1px solid var(--border-default);border-radius:var(--radius-sm);font:inherit;font-size:1rem;background:var(--color-white);color:var(--text-body)}@media (max-width:860px){input,select,textarea{font-size:16px}}input:focus,select:focus,textarea:focus{outline:2px solid var(--focus-ring);outline-offset:1px;border-color:var(--focus-ring)}.form-note{font-size:.85rem;color:var(--text-secondary)}.form-success{background:var(--color-green-100);border:1px solid var(--color-green-700);border-radius:var(--radius-md);padding:24px}.match-layout{display:grid;grid-template-columns:minmax(0,620px) minmax(0,380px);grid-gap:48px;gap:48px;align-items:start}@media (max-width:980px){.match-layout{grid-template-columns:1fr;gap:36px}}.match-aside{max-width:520px}.calc-layout{display:grid;grid-template-columns:1fr 1fr;grid-gap:32px;gap:32px;align-items:start}@media (max-width:860px){.calc-layout{grid-template-columns:1fr}}.calc-result{background:var(--surface-inverse);color:var(--text-inverse);border-radius:var(--radius-md);padding:34px;position:-webkit-sticky;position:sticky;top:88px}.calc-result .range{font-family:var(--font-display);font-size:clamp(1.6rem,3vw,2.2rem);font-weight:500;color:var(--color-brass-300);margin:10px 0 4px}.calc-result .sub{color:var(--text-inverse-muted);font-size:.92rem}.calc-result hr{border:none;border-top:1px solid var(--border-inverse);margin:20px 0}.calc-result .drivers-title{font-family:var(--font-display);color:var(--color-brass-300);font-size:.72rem;text-transform:uppercase;letter-spacing:var(--tracking-caps);font-weight:500;margin-bottom:12px}.calc-result .drivers{list-style:none;display:grid;grid-gap:9px;gap:9px}.calc-result .drivers li{display:grid;grid-template-columns:18px 1fr;grid-gap:9px;gap:9px;font-size:.9rem;color:rgba(247,245,240,.85);line-height:1.45}.calc-result .sign{font-size:.72rem;line-height:1.6}.calc-result .sign.up{color:#7bc49a}.calc-result .sign.down{color:#e2926f}.calc-result .sign.flat{color:rgba(247,245,240,.45)}.calc-mobilebar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--surface-inverse);color:var(--text-inverse);padding:12px 20px calc(12px + env(safe-area-inset-bottom));align-items:baseline;justify-content:space-between;gap:12px;border-top:1px solid var(--color-brass-500)}.calc-mobilebar .cm-etikett{font-family:var(--font-display);font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;color:var(--text-inverse-muted)}.calc-mobilebar .cm-spann{font-family:var(--font-display);font-size:1.15rem;color:var(--color-brass-300)}@media (max-width:860px){.calc-mobilebar{display:flex}body:has(.calc-mobilebar) .site-footer{padding-bottom:110px}}@media print{.calc-mobilebar,.crumbs,.cta-band,.cta-full,.mobile-nav,.nav-toggle,.ort-links,.site-footer,.site-header,.skip-link,.toc{display:none!important}.article-header{background:none;color:#000;padding:0 0 8px}.article-header .intro{color:#333}.article-header .kicker,.meta-line{color:#555}body{background:#fff}a{color:#000}.faq summary:after{content:""!important}}.trust-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));grid-gap:36px 40px;gap:36px 40px}.trust-item{border-top:1px solid var(--border-default);padding-top:18px}.trust-item h3{margin-bottom:6px;font-family:var(--font-sans);font-size:1rem;font-weight:500}.trust-item .tick{display:block;font-family:var(--font-display);font-size:1.25rem;color:var(--text-accent);margin-bottom:10px}.trust-item p{color:var(--text-secondary);font-size:.9rem;line-height:1.6}.site-footer{background:var(--surface-inverse-deep);color:var(--text-inverse-muted);margin-top:40px;padding:64px 0 48px;font-size:.9rem}.site-footer .container{display:grid;grid-template-columns:6fr 3fr 3fr;grid-gap:48px;gap:48px}@media (max-width:720px){.site-footer .container{grid-template-columns:1fr}}.site-footer a{color:var(--text-inverse-muted);text-decoration:none;transition:color var(--duration-fast) var(--ease-standard)}.site-footer a:hover{color:var(--text-inverse)}.site-footer .brand{display:inline-block;margin-bottom:4px}.site-footer .brand img{height:28px;width:auto;display:block}.site-footer p{max-width:40ch;line-height:1.6}.site-footer ul{list-style:none}.site-footer li{margin-bottom:2px}.site-footer li a{display:inline-block;padding:5px 0}.site-footer .foot-title{font-family:var(--font-display);font-size:.72rem;font-weight:500;letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--color-brass-300);margin-bottom:12px}.site-footer .disclaimer{margin-top:20px;max-width:46ch}.site-footer .credit,.site-footer .disclaimer{font-size:.78rem;color:var(--text-inverse-muted)}.site-footer .credit{margin-top:14px}.site-footer .credit a{color:var(--text-inverse-muted);text-decoration:underline;text-underline-offset:3px}.site-footer .credit a:hover{color:var(--text-inverse)}